Your eligibility to salary package the Everyday Purchases Card will depend on:
- Your employer’s industry sector (only Rebatable, Public Health and Charitable employers
are eligible);
- Your employer’s salary packaging policy;
- Your personal financial circumstances.
Your Everyday Purchases Card can be used worldwide as almost any merchant or supplier that accepts payment via VISA credit card. For example, a supermarket or retails shop.
The savings and advantages you can achieve through salary packaging the Expense
Payment Card will vary according to your employer’s FBT status, and your personal
financial circumstances.
Click here to use our
calculator to estimate your personal savings.
You can check your balance via any of the following methods:
- Westpac ATM
- Westpac Live online portal or mobile/tablet app
- Call Westpac on 1300 650 107
Yes, you can order a secondary Everyday Purchases Card under Section 2 of the Westpac Cardholder Request Form. An
Additional Cardholder Fee of $5.50 per month per card will apply to each secondary card. Additional card holders must also
complete the 100-point ID Check at a Westpac branch (if not an existing Westpac customer) and must record their 8-digit Westpac
Customer Number on the application form.
You should refer to your employer's Salary Packaging Handbook for Employees to confirm any other fees that may apply for provision of the
Everyday Purchases Card fringe benefit.
Please note, some merchants may impose their own surcharge for paying via VISA debit card. Furthermore, if you are making any payments overseas
or in a foreign currency, please be aware that a foreign transaction processing fee of up to 3% of the transaction value will apply.
There is no daily spending limit on your card, it is only restricted to your available
Everyday Purchases Card funds balance at the time of the transaction.
Any unspent funds each paycycle will accrue towards your Everyday Purchases Card for
future use, as and when you use the card for expense payments.
At the end of each FBT Year (31st March) any remaining funds in your card account
are rolled over for use in the following FBT Year. Where any funds are rolled over
into the new FBT Year, your regular salary deductions towards the Expense Payment
Card will be reduced accordingly to take into account your remaining available FBT
Concession Cap. FBT and Cap usage is calculated on your actual card expenditure
each FBT Year.
Where your Everyday Purchases Card is lost or stolen, you
must immediately notify Westpac 24/7 on 1300 650 107 to cancel the existing
Card(s) and arrange replacements.