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Choose your nearest Salary and Motor Vehicle cost:
Salary $50,000 - Motor Vehicle $30,000 - Travelling 25,000 kms
Salary $50,000 - Motor Vehicle $30,000 - Travelling 15,000 kms
Salary $95,000 - Motor Vehicle $30,000 - Travelling 25,000 kms
Salary $95,000 - Motor Vehicle $50,000 - Travelling 10,000 kms
Salary $50,000
Motor Vehicle $30,000
Travelling 25,000 Kilometres
|
Benefit Items |
Not Packaged |
Packaged |
| Gross Salary |
$50,000 |
$50,000 |
| Less |
|
|
| Motor Vehicle Operating
Costs |
|
$13,712 |
| Fringe Benefits Tax |
|
$1,648 |
| Total Deductions Before
Tax |
|
$15,360 |
| Input Tax Credit |
|
$1,246 |
| Gross Salary after
Packaging |
$50,000 |
$35,886 |
| Less |
|
|
| PAYG and Medicare Levy |
$11,100 |
$6,654 |
| Net Salary after PAYG and
Medicare |
$38,900 |
$29,232 |
| Less After Tax Costs |
|
|
| Non-Packaged Motor Vehicle
Costs |
$13,712 |
|
| Disposable Incomes |
$25,188 |
$29,232 |
| Estimated Net Fortnightly
Savings |
|
$155 |
| Estimated Net Annual
Savings |
|
$4,044 |
Increase in Net Salary: 16%
Salary $50,000
Motor Vehicle $30,000
Travelling 15,000 Kilometres
|
Benefit Items |
Not Packaged |
Packaged |
| Gross Salary |
$50,000 |
$50,000 |
| Less |
|
|
| Motor Vehicle Operating
Costs |
|
$11,612 |
| Fringe Benefits Tax |
|
$2,995 |
| Total Deductions Before
Tax |
|
$14,607 |
| Input Tax Credit |
|
$1,055 |
| Gross Salary after
Packaging |
$50,000 |
$36,448 |
| Less |
|
|
| PAYG and Medicare Levy |
$11,100 |
$6,831 |
| Net Salary after PAYG and
Medicare |
$38,900 |
$29,617 |
| Less After Tax Costs |
|
|
| Non-Packaged Motor Vehicle
Costs |
$11,612 |
|
| Disposable Incomes |
$27,288 |
$29,617 |
| Estimated Net Fortnightly
Savings |
|
$89 |
| Estimated Net Annual
Savings |
|
$2,329 |
Increase in Net Salary: 8.5%
Salary $95,000
Motor Vehicle $30,000
Travelling 25,000 Kilometres
|
Benefit Items |
Not Packaged |
Packaged |
| Gross Salary |
$95,000 |
$95,000 |
| Less |
|
|
| Motor Vehicle Operating
Costs |
|
$13,712 |
| Fringe Benefits Tax |
|
$1,648 |
| Total Deductions Before
Tax |
|
$15,360 |
| Input Tax Credit |
|
$1,246 |
| Gross Salary after
Packaging |
$95,000 |
$80,886 |
| Less |
|
|
| PAYG and Medicare Levy |
$27,275 |
$21,418 |
| Net Salary after PAYG and
Medicare |
$67,725 |
$59,468 |
| Less After Tax Costs |
|
|
| Non-Packaged Motor Vehicle
Costs |
$13,712 |
|
| Disposable Incomes |
$54,013 |
$59,468 |
| Estimated Net Fortnightly
Savings |
|
$209 |
| Estimated Net Annual
Savings |
|
$5,455 |
Increase in Net Salary: 10%
Salary $95,000
Motor Vehicle $50,000
Travelling 10,000 Kilometres
|
Benefit Items |
Not Packaged |
Packaged |
| Gross Salary |
$95,000 |
$95,000 |
| Less |
|
|
| Motor Vehicle Operating
Costs |
|
$15,734 |
| Fringe Benefits Tax |
|
$6,490 |
| Total Deductions Before
Tax |
|
$22,224 |
| Input Tax Credit |
|
$1,430 |
| Gross Salary after
Packaging |
$95,000 |
$74,206 |
| Less |
|
|
| PAYG and Medicare Levy |
$27,275 |
$18,725 |
| Net Salary after PAYG and
Medicare |
$67,725 |
$55,481 |
| Less After Tax Costs |
|
|
| Non-Packaged Motor Vehicle
Costs |
$15,734 |
|
| Disposable Incomes |
$51,991 |
$55,481 |
| Estimated Net Fortnightly
Savings |
|
$134 |
| Estimated Net Annual
Savings |
|
$3,490 |
Increase in Net Salary: 7%
Disclaimer: The calculations contained in the above example are estimates only and are based on packaging parameters and do not take into
account your individual circumstances.
The calculations assumes, that your employer is eligible to claim back the GST and returns it to your package and that you are
claiming the tax-free threshold and that you have no other salary packaged components or additional income/deductions,
such as an investment property and are based on Tax rates for 2006-2007.
The estimated annual savings are based on the assumption that the financing of the motor vehicle outside of the salary packaging arrangement
is on the same terms and conditions as the novated lease quotation.
We recommend that you obtain independent financial advice prior to proceeding with a salary packaging arrangement.
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